At 10:47 AM 11/5/98 -0500, Petro wrote:
At 12:08 AM -0500 11/5/98, Blanc wrote:
From Duncan Frissell:
I just went to the bank I do business with this week to open a new account. They wanted my social security number, (which they actually already have on record), and during a search on her handy database, the Customer Assistance clerk informed me that there was another person in Florida using the same number.
report and advice to notify the Social Security dept about it. I don't really want to discuss it with them. Think it would be to my benefit to just leave it alone? <g> Probbly not.
If they are using your name as well, they could be damaging your credit rating.
Absolutely, and it is not limited to credit cards. It would pop up if, for example, you buy a new car. If your rating does become negatively affected, the creditor could care less about your explanation of some Joe Anonymous using your SSN. His first question would be why didn't you report it when you found out. Whatever credit you'd be applying for would get unbelievably mired in beaucracy - something you wouldn't need. Additionally, it can mushroom in other areas as well. This other person is getting credit for the number of years that you have been employed. Also, if s/he applies for SSD or SSI (disability or supplemental security income), you will be impacted upon. Some states require SSN's for driving licenses, and there's a myriad of potential problems here as well. Tax returns can potentially become a complication. And the list goes on.... All in all, you should seriously reconsider your decision of not reporting the problem. *********************************************************** Lynne L. Harrison, Esq. | "The key to life: Poughkeepsie, New York | - Get up; mailto:lharrison@dueprocess.com | - Survive; http://www.dueprocess.com | - Go to bed." *********************************************************** DISCLAIMER: I am not your attorney; you are not my client. Accordingly, the above is *NOT* legal advice.