19 Oct
2000
19 Oct
'00
11:51 a.m.
On Wed, 18 Oct 2000, Neil Johnson wrote:
But the Bob has no control of his risk (genetics), or at least not yet :). The insurance company does.
Say What?! Sorry, no insurance company has the power to say who is and is not born with particular genetics.
I don't have a problem with insurance companies raising rates for people who smoke, are overweight (cough, cough), or have high cholesterol (cough, cough, cough). That's behavior that can be changed.
You speak as though the insurance companies business where arbitration of morals rather than arbitration of risks. They can't make money arbitrating morals -- at least not without becoming religions. Bear