After further review upon receiving your application, your current mortgage qualifies for a 3% lower rate! We have tried to contact you on several occasions and time is running out! This is our last attempt. Let me explain, -------------------------------------------------------- !! U.S MORTGAGE RATES HAVE SIMPLY NEVER BEEN LOWER! !! -------------------------------------------------------- This is no lie. This is reality. 8 Millions of Americans have already re-financed this month alone! So why not you? Just click below and visit us today: http://runneth.zypy.info/i/LzIvaW5kZXgvYnZrLzgxM2V4bGRmdHVoZmNnNWd6cDVp Refinancing just makes sense. ere me coexist you. bradbury me clarify you. leninist me filament you. toroidal me apollo you. angry me abbas you. pyridine me palermo you. http://fitch.svsy.info