On Sun, Apr 15, 2001 at 02:11:56PM -0700, Ray Dillinger wrote:
You sell Alice a credit history on Bob; Bob takes a new identity; Alice is back to square one. Why would Alice buy credit histories?
Not everyone will choose to be lost in the Net. So the solution is simple: I sell Alice a new report on Bob's new identity, after doing the appropriate research and employing the relevant investigators. All credit is a gamble. If I know a person's meatspace identity and ties with religious/social/family groups, I'm far more likely to lend them money then if they're using a throwaway hushmail account. If Bob is doing the latter, he won't get credit in the first place. If he's using a known meatspace identity, I can do the research and likely succeed. -Declan