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>> Q & A
   ANSWERS:
     - Connecting credit card payments to site?
        T. Lee: Information on credit card processing for your site

>> MEMBER SHOWCASES

>> MEMBER *REVIEWS*
     - Sites to Review: #129, #130, #131 & #132!
     - Site #128 Reviewed!

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>>>>>> QUESTIONS & ANSWERS <<<<<<

Do you a burning question about promoting your website, html design,
or anything that is hindering your online success? Submit your questions
to MyInput@AEOpublishing.com
Are you net savvy? Have you learned from your own trials and errors
and are willing to share your experience? Look over the questions each
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you get credit (and exposure to your site).
 

ANSWERS:

From: Teri S. Lee   - tslee@newz2me.com
Subject:  Information on credit card processing for your site

>From: richard burgess - suwat54@yahoo.com
>Subject: Connecting credit card payments to site? (Issue #426)
>
-- >I have been enjoying and learning via your information -
thank you. Now I am almost ready to launch my internet
business, but as I am quite naive to this, I can't
seem to find a way to connect visa or other credit
cards for payment for my service. < --

I would like to help out with information on getting credit card
processing for a site.

First, check with your host and make sure they allow business
accounts on your server! Then if that is ok'd check the amount
of traffic you are allowed and be sure the server will handle
your customer traffic.

For the service itself, there are several ways to go. You can
set up a full merchant account (Just do a search for the words
"merchant Account" in any search engine and you will find plenty
of offerings.) Then do the research with each company to check
for fees, per sale charges, how it will be integrated into your site
(secure server or a link, etc.) and whether or not it will work with
your shopping cart software if you have one. Check with other
customers of the account provider and make sure they are happy
with the processing time, how the charge backs were handled,
the security of the server, etc.

There are several drawbacks to this method the first being cost.
Usually you have to pay a set up fee, a monthly fee, a per charge
fee, a charge back fee, and possibly a fee for equipment. You also
have to pass a credit check and wait for the account to be set up.

The second method is to sign up with a processing company that
processes your sale for you and then keeps a part (a percentage
ranging from 5% to as high as 45% that I've seen) of each sale to
process each order.

The customer just clicks on the "buy now" link on your site
and they are whisked away to the secure page the processing co.
has set up for your item. Each item usually has it's own page so
you don't usually have a shopping cart with this method.

A good example of this kind of provider is ClickBank.com or
iBill.com. ClickBank has a 49.00 set up fee (one time not per item)
and a $1 +7% fee per transaction. iBill has no set up fee but
charges 15% of each transaction.

The disadvantage to this method is that it is difficult to set up
a shopping cart system, so selling multiple items may be tough.
You could set up groups of items as single items though, and
work around it that way. The advantages are that you don't
have to pass a credit check or get seperate merchant accounts
for visa/mc, discover, and AX who all use different merchant set ups.

Click Bank and iBill will also will run an affiliate program for
you complete with tracking, paying the commissions and all of
the details such as stats, fraud tracking, and paying the affiliates
who only get $ for each sale- not click thru. This will increase
your sales exponentially!

The third method is a service like PayPal.com which is like iBill
and ClickBank but doesn't have the ability to run an affiliate program.
They have just started to offer a shopping cart feature and they
have no sign up fees, no monthly fees and only charge $3.00 + 3%
(the last time I checked) per transaction.

I hope this helps-

Your friend on the web,

Teri S. Lee
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>>>>>> MEMBER *REVIEWS* <<<<<<

Visit these sites, look for what you like and any suggestions
you can offer, and send your critique to MyInput
And, after reviewing three sites, your web site will be added to
the list! It's fun, easy, and it's a great opportunity to give
some help and receive an informative review of your own site.
Plus, you can also win a chance to have y our site chosen for
a free website redesign. One randomly drawn winner each month!
 

SITES TO REVIEW:

Site #129: http://www.mlmAnonymous.com
Tom Corbett
Tom.corbett@fuse.net

Site #130:  http://hometown.aol.com/laurigal47/myhomepage/sale.html
LauriGal47@aol.com

Site #131: http://www.webwitness.homestead.com
John Stitzel
oldstitz@yahoo.com

Site #132:  http://www.essjayar.co.uk/
Stuart
stuart.reid@ntlworld.com
~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~

SITE  REVIEWED!

Comments on Site #128: http://www.fabulousincome.com
Kay Strong
strongone@door.net
~~~~

I think the site is very attractive but have a little bit of a bone
to pick with any MLM program that offers what they called
a "Partner Program" since I feel those terms to be generally
associated with affiliate programs and felt a bit misled when
I went over there and realized it was MLM.  However, as
MLM sites go, this one is done well.

It always helps me to see a picture of the business owners
and Kay and hubby look very nice.
~~~~

I liked the design of this site. The font was easy to read and
the information clear and easy to understand. For improvements
I do have some easy suggestions:
1- I did have to use the horizontal scroll bar with some of the pages
2- On the 'takeamoment' page the last sentence should have had
    a question mark before the enter link.
3- Sometimes the enter link or findoutmore link was blue, sometimes
    black. Always have it the same.
4- findout.html page, 3rd paragraph, 'ealth' should be 'wealth'
5- findout.html page, last paragraph, last sentence, 'committ' should
    be 'commit'
6- No contact information for Kay & Bob
~~~~

A typical biz op page. The product is health supplements.
The page is nice and clear, and the photo of the two of the
proprietors adds a personal touch. The information is all there,
but the buttons on the side bar open in new windows while
the links in the main frame open there. Not much to fault.
Does its job pretty well.
~~~~

This website seemed to be too big for my screen - a lot of
horizontal scrolling to read the text. Other than that I liked
this site, but on the Usana site it was linked to there were
missing graphics and some typos.
~~~~

I found the site fabulousincome to be targeted to people
new at network marketing.  The information was great for
them, but for me I would have liked to see a page with just
the facts, maybe a bullet point outline of the major benefits
and how joining with them would be good for me. I didn't
like having to go through page by page to get to a form to
get a report. Nice layout though.
~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~
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