Wednesday's "Straits Times" contains two front-page articles on the introduction of a CashCard which acts as an electronic wallet capable of storing from $10-$200 ("Dr Hu launches cash-in-a-card payment system"), and an identity card capable of Internet electronic transactions with (presumably RSA) 1024-bit encryption ("50,000 to take part in electronic ID trials"). The ID card can also be implemented as software on disk. It appears to be purely a form of storing an ID which is then transmitted in encrypted form. The CashCard, on the other hard, is an electronic wallet developed by a group of Singapore banks. There are no details on how it works, except that it doesn't have any sort of protection - it's up to you to make sure the card isn't stolen. The standardisation committee of the German banks have also produced an electronic wallet which should have 25 million (yes, 25M) users by January of next year. Again, this is a pure electronic wallet, with 2-key triple DES and 768-bit (to become 1024-bit) RSA encryption. The relevant standards are still in the process of being translated, but should be available Real Soon Now (the complete specification will be made public). This looks like a very nice system, and unlike Mondex doesn't rely entirely on the hope that criminals can't get at the data on the card. Peter.