Here's a Chase-Mondex user's report from Manhattan's upper west side test bed: 1. We got about 20 of the first cards and sent them around the globe to crackers. None shared the fruits but a few came back with requests, see 2 : 2. By special request of sweettalking crackers who had heard about the first batch, we got a few more, and knowing these folks were honest, we loaded the cards with a few bucks from our bank account as they asked, "for testing." Days later we were broke. 3. Chase refilled our account and apologized for insufficient protection from electronic bandits. The bandits sent us 50% of what they stole: $12.00. Rudely wrote: get a job. 4. Recently, we got two of Citibank's cards with $5.00 each on them. Tried for days to get local merchants to take them, none would because they lacked a unique magnetic stripe they'd been advised to watch for, which, we later learned, once swiped could tap into global data banks on the user, clean their accounts, screw their records, erase the institutionalized mugging, leave an audit showing it was the irresponsible military-site crackers who did it. 5. We got $5,000,000 digi-cash for that info from SDA, who got it from the institutions running the Mondex banditry: those ACP recommends the Commerce Department grant license exceptions for the export of encryption products of any strength that have been determined to be "legitimate and responsible."[*] Happily Legitimate and Responsible ---------- * http://jya.com/acp-dier.htm