File System Encryption

I'm aware of the three main disk encryption programs SFS, SECDRV, and SECDEV, but I need to find a solution that works with Windows 95 32bit or Windows NT 4.0. I'm currently using SFS 1.17 and Secure Drive under Win-95, but am unable to continue to work in dos compatability mode due to severe performance hits. I am open to commercial products that have passed peer review, but know of none. If anyone could suggest a solution (outside of switching OS's), I would be *most* gratefull. Please respond to the list, as I am a subscriber under another account. The Drifter