Adam B wrote: | Okay, now separate issue, really talking about FV now. For me, the | main thing holding me back from using it is that I'm not in the US, | and don't have a US bank account to open a FV seller acct. (I would | have liked to use it as one of the few net payment systems actually up | and running, as a payment method for the RSA T-shirts, it would have | been a nice system, allowing me to effectively accept VISA payments | which I have otherwise been unable to do.) Incidentally, the FV terms of service prohibit the sale of material goods using FV as a payment system. Its intended for selling information, not physical products. This is reflected in the fact that the seller takes multiple risks of non-payment. You could probably get away with selling individualized, signed tokens redeemable for a t-shirt after 30 days to mitigate your risk, abide by FV's TOS, and make the buyers happy, but this seems like a lot of work to use FV. Adam S -- "It is seldom that liberty of any kind is lost all at once." -Hume