-----BEGIN PGP SIGNED MESSAGE----- Hash: SHA1 On Wed, Oct 18, 2000 at 06:36:52PM -0700, Tim May wrote:
At 6:01 PM -0700 10/18/00, Nathan Saper wrote:
And what is wrong with this? Nothing that I can see.
Alice the Insurer is free to set her rates as she wishes, and even to require tests. Bob the Prospective Insured is free to shop elsewhere.
Where elsewhere? What alternative does Bob have? If it is cheaper for companies to not insure him, they won't. And then we have a public health crises.
"What if nobody will sell Bob the food he wants for the price he is willing or able to pay? Then he'll starve to death!!!!!"
Bob is seeking to pay less money in insurance premiums that he expects to receive in benefits. Insurers are seeking to get Bob to pay more in premiums than they pay out in benefits. Insurance is gambling. Get it through your thick skull.
1) Insurance is a very profitable business. I don't feel sorry for a CEO of an insurance company making millions each year. They can afford to insure people that MAY develop certain conditions later in life. 2) Notice the "MAY" above. Insurance companies consider even the slightest risk grounds for denying coverage. 3) Your food analogy above is flawed for several reasons. a) If Bob has as much money as everyone else, he will be sold the food. b) If Bob, on the other hand, has a genetic abnormality that could later lead to heart disease, he can be denied health coverage regardless of his ability to pay the premium. c) In the food example, charities, etc. can help Bob out. In the insurance area, he has no such help to fall back on.
What has drawn so many of you socialist creeps to this list in the past few months? Did "Mother Jones" give out subscription information recently?
I came because I'm interested in (though admittedly naieve about) cryptography, and I like debating with people who hold different opinions than I do.
Sadly, you don't know enough to actually carry on a debate. Warmed-over socialist platitudes have been your stock in trade.
You haven't answered a single one of my emails without including a personal attack of some sort. You're being an asshole, and that's not necessary.
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