From one of the anti-terror bills said to be a sure bet to pass both chambers. Typos mine. --Declan --- If a financial institution... reports a suspicious transaction to a government agency the financial institution, director, officer, employee, or agent may not notify any person involved in that transaction that the transaction has been reported... Any financial institution that makes a voluntary disclosure of any possible violation of law or regulation to a government agency.... shall not be liable... for such disclosure or for any failure to provide notice of such disclosure to the person who is the subject of such disclosure... Whoever... knowingly conceals more than $10,000 in currency or other monetary instruments on his or her person... shall be guilty of a currency smuggling offense (and) shall be imprisoned for not more than 5 years. A person asserting an innocent owner defense under section 983(d) to the forfeiture of curency... must... be a bona fide purchaser... and... establish that such person took all reasonable steps to determine the source of the currency, monetary instruments, or funds; or to verify that the currency, monetary instruments, or funds were not derived from illegal activity Upon a showing by the property owner by a preponderence of the evidence that the currency or monetary instruments involved in the offense giving rise to the forfeiture were derived from a legitimate source and were intended for a lawful purpose, the court shall reduce the forfeiture to the maximum amount that is not grossly disproportional to the gravity of the offense...