Space Aliens Stole My Freedom, Part 1 Know Your Gutless SheepleCustomer(TM) Let's just take a peek at how the new FDIC proposed reg would look if transposed into an FCC setting: ----- "Know Your Customer" Requirements AGENCY: Federal Communications Commission ACTION: Notice of proposed rulemaking. SUMMARY: The FCC is proposing to issue regulations requiring FCC-supervised communications carriers to develop and maintain "Know Your Customer" programs. As proposed, the regulations would require each carrier to develop a program designed to determine the identity of its customers; determine its customers' sources of communicated information; determine the normal and expected calls of its customers; monitor account activity for calls that are inconsistent with those normal and expected callss; and report any calls of its customers that are determined to be suspicious, in accordance with the FCC's existing suspicious activity reporting regulations. By requiring communication carriers to determine the identity of their customers, as well as to obtain knowledge regarding the legitimate activities of their customers, the proposed regulations will reduce the likelihood that communications carriers will become unwitting participants in illicit activities conducted or attempted by their customers. It also will level the playing field between carriers that already have adopted formal Know Your Customer programs and those that have not. --- Minimum steps to take to comply with the Know Your Customer rule. Identify the customer. If a communication carrier offers private leased communication services, it is important that the carrier understand a customer's personal and business background, source of information to be communicated, and intended use of the private leased communication services. --- The extent of the information regarding the customer that may be necessary to fulfill the carrier's Know Your Customer obligations should depend on a risk-based assessment of the customer and the calls that are expected to occur, and should be addressed within the communication carrier's Know Your Customer program. --- Determine the source of information. Paragraph (d)(2)(ii) requires that the Know Your Customer program provide a system for determining the source of a customer's information. The amount of information needed to do this can depend on the type of customer in question. Determine normal and expected calls. Paragraph (d)(2)(iii) requires that the Know Your Customer program provide a system for determining a customer's normal and expected calls involving the communication carrier. A carrier's understanding of a customer's normal and expected calls should be based on information obtained both when an account is opened and during a reasonable period of time thereafter. It also should be based on normal calls for similarly situated customers. Without this information, an institution is unable to identify suspicious calls. Monitor the calls. Paragraph (d)(2)(iv) requires that the Know Your Customer program provide a system for monitoring, on an ongoing basis, the calls conducted by customers to identify calls 'that are inconsistent with the normal and expected calls for particular customers or for customers in the same or similar categories or classes.' The proposed regulation does not require that every call of every customer be reviewed. Rather, it requires that a financial institution develop a monitoring system that is commensurate with the risks presented by the accounts maintained at that institution. Determine if call should be reported. Once a call is identified as inconsistent with normal and expected calls, paragraph (d)(2)(v) requires that a communication carrier determine if the call warrants the filing of a Suspicious Activity Report. This is consistent with an carrier's existing obligations under 12 CFR 353.3(a). --- A. Reasons for and objectives of the proposed rule. The proposed Know Your Customer rule is designed to deter and detect communication crimes, such as obscene phone calls, getting tax advice, and discussing the Constitution. B. Requirements of the proposed rule. The proposed rule would require communication carrier to identify their customers, determine their customers' normal and expected calls, determine their customers' sources of information communicated in calls, monitor calls to find those that are not normal and expected, and, for calls that are not normal and expected, identify which are suspicious. Know Your Customer monitoring would be similar to monitoring that communication carriers already do. For example, communication carriers monitor customer calls to ensure that calling volumes exceeding 10,000 per month are reported under the Communications Secrecy Act, to ensure that customers do not overuse their telephones, and to ensure that required calls are accurate and timely. ----- Editor's Note: Putting this in an FCC context makes it pretty clearly bizarre and unconstitutional, doesn't it? Where do these fuckers get off pulling this Nazi shit? Just to carry it all the way into Wonderland, we've drawn up this questionnaire, also in the telephone context: Sample Questionnaire 1. Is this a __residential or __business account? 2. Approximately how many calls do you expect per month? a. Incoming ____ b. Outgoing ____ 3. List the subject matter of expected calls (use extra sheets if necessary: ____ 4. List the telephone numbers from which you expect to receive calls (use extra sheets, etc.) ____ 5. List the telephone numbers to which you expect to place calls (use extra, etc.):____ 6. List the names of people with whom you expect to speak: 7. List the Social Security numbers of people with whom you expect to speak: ____ 8. List the political organizations to which you belong: 9. List the political organizations to which people with whom you expect to speak belong: ____ 10. Are any of the organizations in (8) or (9) on the Attorney General's list? Yes__ No__ 11. If the answer to (10) was Yes, do you have a current and valid waiver for that (those) organization(s)? Yes__ No__ 12. If the answer to (11) was No, proceed directly to federal prison. Do not pass urine; do not collect $200 from any ATM. 13. Do you regularly call your mother? Yes__ No__ 14. If the answer to (13) was Yes, list the topics you commonly talk about with your mother (use extra, etc.) 15. What are your sources of information for your telephone conversations?____ 16. List all facts known to you, about which you expect to speak in your telephone calls:____ 17. List all times at which you expect to receive or place calls:____ 18. Attach transcripts of all conversations you expect to have. In lieu of transcripts, recordings may be attached. 19. Staple this form to your head, jam a toilet plunger handle up your ass, waddle to the nearest telephone, dial "1" and say, "I'm ready. Pick me up." Wait at your front door. ----- FuckingFedUpMonger