 
            
            
            
            
                17 Dec
                
                    2003
                
            
            
                17 Dec
                
                '03
                
            
            
            
        
    
                11:17 p.m.
            
        Well, there are a couple of problems, but I'll only ask about one: How do you make sure that the bank doesn't earmark the "password" with X's name? You don't want the bank to know that that "password" was given to X. -derek