At 10:38 PM -0600 12/11/96, Igor Chudov @ home wrote:
Timothy C. May wrote:
At 5:07 PM -0600 12/11/96, Igor Chudov @ home wrote:
Correlation is not an evidence of discrimination, at least to me.
Nor is it to me. So neither of us will likely object to the neural net-based lending programs which feed in a bunch of applicant data points, train the net by providing feedback on who repaid their loans and with what complications, etc. Even if such nets end up rejecting "otherwise-qualified" (a la your other post) applicants in such a way that the accept/reject ratios appear strongly correlated with certain ethnicities?
My readings on neural nets made an impression that they are not necessarily good at all.
Hardly my point, Igor. Oh well, I guess it's pointless. --Tim May Just say "No" to "Big Brother Inside" We got computers, we're tapping phone lines, I know that that ain't allowed. ---------:---------:---------:---------:---------:---------:---------:---- Timothy C. May | Crypto Anarchy: encryption, digital money, tcmay@got.net 408-728-0152 | anonymous networks, digital pseudonyms, zero W.A.S.T.E.: Corralitos, CA | knowledge, reputations, information markets, Higher Power: 2^1398269 | black markets, collapse of governments. "National borders aren't even speed bumps on the information superhighway."