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Nor is it to me. So neither of us will likely object to the neural net-based lending programs which feed in a bunch of applicant data points,
You will not get objections from me either. I would advise the banks to make sure they accept all applicants and widely distribute the announcement. I would like them to make extra efforts to examine the potential market in historically redlined areas. I am not suggesting forcing them to do so legislatively. I never suggested a quota system. My point is not that inputing all data you will get equivalence between creditworthiness and racial makeup. My point is that redlining exists and I would favor the elimination of the practice. Given a good program that somehow magically gets to all potential debtors would have the result I intend. Not a quota system. Equal access to capital. Matt -----BEGIN PGP SIGNATURE----- Version: 2.6.2 iQCVAwUBMq+XjLpijqL8wiT1AQFD0gQAl1zrV0ngwpHPn4dP3Jv8nPluNexAu/CW JtWfyMlDY0FGaIbAgqo+CejYNtDQLqqD1HRrPCmCbm3iplE1sDjWiS70loGdd5U0 PbB6Us5SXfUtCaBq4t3HcJtevhechhs4OI8nymw0sHfTrHB8/cxHx309X5t2WTZ2 znNxC8xmZ5g= =qLqz -----END PGP SIGNATURE-----