daily%cbpi.UUCP@dmc.com says:
1. You will need a place that not only you trust, but that the people you are dealing with will trust. This place must be accessible physically as well as electronically. Physically so I can walk in and deposit money anonymously (so there is no electronic trail),
You can deposit money electronically without leaving a trail, too. I'm not going to say how -- consider it a "trade secret", but others will doubtless come up with similar ideas to mine.
and also so that I can give money to people who have no computer.
You don't need to be near the bank for that either. Use an ATM machine.
The only way to get money out of the account would be with a PGP like signature. I set the private key when I open the account. The public keys would be designed to incorporate the amount of the e-check I'm writing. When you go to the bank to cash in your key, the key is recorded so it can't be used again, and the bank gives the money to the key holder.
Why not just sign an electronic bank draft? Why not use Chaumian digicash? Seems far too complicated. I would suggest that you probably ought to read up more on the subject -- you have obvious enthusiasm for it, but others have already thought of many of these issues in detail. Reading Chaum's paper and learning a bit about commercial law (especially w.r.t. commercial paper) and the "open literature" on anonymous electronic banking would be valuable.
I think banks would go for this because they get the float on our money, they don't have to pay interest, and they don't have to send monthly statements.
Of course, its illegal for them to do this in the U.S. -- banks can't give out numbered or otherwise anonymous accounts. It could be done overseas, of course... Perry