I'm not sure if "webmaster@americanbanker.com" is the correct place to report this, but I'm sure you can forward this to whomever is in charge of enforcing your copyright. One of your subscribers, dlv@bwalk.dm.com (Dr.Dimitri Vulis), has been redistributing articles from American Banker to a cyptography mailing list (cypherpunks@toad.com). Attached is just one of the many articles he has sent. Many users on the cypherpunks list have asked him to stop or at least tell us if he has permission to redistribute. He has done neither. To: cypherpunks@toad.com Subject: [NEWS] From: dlv@bwalk.dm.com (Dr.Dimitri Vulis KOTM) Date: Fri, 25 Oct 96 08:38:24 EDT Comments: Dole/Kemp '96! Organization: Brighton Beach Boardwalk BBS, Forest Hills, N.Y. Sender: owner-cypherpunks@toad.com American Banker, 10/24/96 Gonzalez pushing consumer safeguards for electronic banking Rep. Henry B. Gonzalez called Wednesday for aggressive congressional action to protect consumers in the emerging world of electronic banking. Releasing a blueprint for legislative action, the Texas Democrat urged Congress to: *Adopt public policy standards relating to privacy, disclosure, access, equity, and financial reliability for electronic banking products and services. *Hold oversight hearings to assess how well the industry is serving the consumer in these five areas. *Enact laws if the industry's performance falls below minimum congressional standards. *Define financial transactions to include the exchange of financial information as well as cash. *Consider revising current consumer protection laws. "Many of the federal consumer protection laws are nearly 30 years old, and they were not designed to deal with the effects of these new technologies," said Rep. Gonzalez, the House Banking Committee's ranking minority member. The report, "Connecting Consumers: Consumer Issues and Emerging Financial Technology," recommends subjecting banks and nonbanks to the same laws and regulations in this area. Republican committee members and banking regulators have been reluctant to issue rules that might hinder the development of new electronic banking products. [I.e., more regulation of electronic commernce. -DV] --- Dr.Dimitri Vulis KOTM Brighton Beach Boardwalk BBS, Forest Hills, N.Y.: +1-718-261-2013, 14.4Kbps rgds-- TA (tallard@frb.gov) I don't speak for the Federal Reserve Board, it doesn't speak for me. pgp fingerprint: 10 49 F5 24 F1 D9 A7 D6 DE 14 25 C8 C0 E2 57 9D