It is impossible to get changes in the Fair Credit Reporting Act in the traditional way. Credit reporting agencies have far too much personal information that is passed out with incrediable ease at the consumers expense. I have a suggestion! Today, with TRW, Equifax and TransUnion's vast network, it is easy to obtain anyone's credit report from various sources. Do you think if someone, outside of the USA, obtained the credit reports on half, maybe all, of the US Senators, congressmen, judges, etc, and published them in their entirity, on the internet, from outside the US, would get their attention? Then there would be changes, overnight, protecting the right of privacy! Let them become the victim of credit reporting agencies once and shit will happen overnight. If someone who is not a US citizen does this from outside the US, I don't think that they can be held accountable under US law? I am new to the internet and don't have a clue how to do it, but someone out there does and probably has a friend in Bankok that will help him. Put the word out!